Niagara Falls Home-buying process

Here is an overview of the typical home-buying process:

  1. Getting ready
    • Think about your needs
    • Talk with your friends
    • Examine your spending habits
    • Save up for a down payment
  2. Gather information
  3. Take action
    • Get serious about home buying
    • Select a realtor
    • determine strategy given current market conditions
  4. Prioritize
    • Determine your home's needs
    • Get pre-approved for financing
    • Do home searches using realtor and the web
    • Visit the best prospects
    • Make a decision
  5. Finding the home
    • have realtor present offer
    • negotiate best deal (terms & price)
  6. Plan for closing
    • Plan home inspection, title search, insurance needs, mortgage financing, and moving
    • If rental property, provide any notice to tenants
  7. Closing
    • Ensure deal conditions are met
    • Sign papers
    • Close escrow
    • Begin pre-occupancy renovations
    • Move in

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